Tuition and Finance

Tuition and Fee Information
Effective July 27, 2010

Undergraduate Level Total Course Price

• Undergraduate tuition is $168 per semester credit hour for all delivery methods for a total of $504 in tuition for a 3 credit hour course. The average cost of textbooks is $64 per undergraduate course.
• There is a Student Services Annual Fee of $75 charged for each 12 months of continuous enrollment regardless of the number of courses scheduled during that period.
• Independent Study Courses
• Without any financial grant, the Total Course Price for one Independent Study Course would be $643; three credit hours at $168 per each hour for tuition, $64 average cost of textbooks per course, plus the Student Services Annual Fee of $75.
• The only course with required course fees adding to the Total Course Price is BC 305. This course applies to Biblical Counseling students only. BC 305 requires a $175 Supervision Fee plus liability insurance. Insurance cost will vary per student.
• Optional Course Delivery Methods/Fees – Online/Regional/Webinar Courses
• All courses are offered as Independent Study Courses. Students who elect to take a course utilizing an Online, Regional, or Webinar Course format are charged the optional Course Delivery Fee for that venue. The fee is $125 with the following exceptions: 1) a Regional Course lasting more than one day is $125 plus $100 more per extra day, and 2) an Evening Webinar Course is $299.
• Without any financial grant, the Total Course Price for one Online, 1-Day Regional, or 1-Day Webinar Course would be $768; three credit hours at $168 per each hour for tuition, $64 average cost of textbooks per course, plus the Student Services Annual Fee of $75, and the optional Course Delivery Fee of $125.

Master’s Level Total Course Price

• Master’s level tuition is $196 per semester credit hour for all delivery methods for a total of $588 in tuition for a 3 credit hour course. The average cost of textbooks is $93 per master’s course.
• There is a Student Services Annual Fee of $75 charged for each 12 months of continuous enrollment regardless of the number of courses scheduled during that period.
• Independent Study Courses
• Without any financial grant, the Total Course Price for one Independent Study Course would be $756; three credit hours at $196 per each hour for tuition, $93 average cost of textbooks per course, plus the Student Services Annual Fee of $75.
• The only Independent Study Course with required course fees adding to the Total Course Price is BC 640. This course applies to Biblical Counseling students only. BC 640 requires a $175 Supervision Fee plus liability insurance. Insurance cost will vary per student.
• Optional Course Delivery Methods/Fees – Online/Regional/Webinar Courses
• All courses are offered as Independent Study Courses. Students who elect to take a course utilizing an Online, Regional, or Webinar Course format are charged the optional Course Delivery Fee for that venue. The fee is $125 with the following exceptions: 1) a Regional Course lasting more than one day is $125 plus $100 more per extra day, and 2) an Evening Webinar Course is $299.
• Without any financial grant, the Total Course Price for one Online, 1-Day Regional, or 1-Day Webinar Course would be $881; three credit hours at $196 per each hour for tuition, $93 average cost of textbooks per course, plus the Student Services Annual Fee of $75, and the optional Course Delivery Fee of $125.

Doctoral Level Total Course Price

• Doctoral level tuition is $231 per semester credit hour for all delivery methods for a total of $693 in tuition for a 3 credit hour course. The average cost of textbooks is $132 per doctoral course.
• There is a Student Services Annual Fee of $75 charged for each 12 months of continuous enrollment regardless of the number of courses scheduled during that period.
• Independent Study Courses
• Without any financial grant, the Total Course Price for one Independent Study Course would be $900; three credit hours at $231 per each hour for tuition, $132 average cost of textbooks per course, plus the Student Services Annual Fee of $75.
• The doctoral level Independent Study Courses with required course fees adding to the Total Course Price are BC 719, BC 840, RW 825, and RW 826.
• BC 719 (elective course) and BC 840 require a $250 doctoral level Supervision Fee plus liability insurance. Insurance cost will vary per student. These courses apply to Biblical Counseling students only.
• RW 825 requires a $135 Binding Fee ($45 per copy, minimum of three copies). An optional fee is $350 for an External Reader.
• RW 826 requires a $135 Binding Fee ($45 per copy, minimum of three copies) and an Oral Defense Telephone Conference Fee of $100 totaling $235 for required fees. An optional fee is $350 for an External Reader.
• Optional Course Delivery Methods/Fees – Online/Regional/Webinar Courses
• All courses are offered as Independent Study Courses. Students who elect to take a course utilizing an Online, Regional, or Webinar Course format are charged the optional Course Delivery Fee for that venue. The fee is $125 with the following exceptions: 1) a Regional Course lasting more than one day is $125 plus $100 more per extra day, and 2) an Evening Webinar Course is $299.
• Without any financial grant, the Total Course Price for one Online, 1-Day Regional, or 1-Day Webinar Course would be $1025; three credit hours at $231 per each hour for tuition, $132 average cost of textbooks per course, plus the Student Services Annual Fee of $75, and the optional Course Delivery Fee of $125.

Estimated Maximum Cost
The maximum total estimated cost for a particular program is based on published tuition rates, required fees, and estimated cost of textbooks. The estimate does not include tuition discounts or optional fees for things such as (but not limited to) course delivery fees for Regional, Webinar, and Online Courses.

• Undergraduate Certificate: Tuition $2016 + Required Fees $290 + Estimated Cost of Textbooks $256 = $2562
• B.A. Degree: Tuition $20,160 + Required Fees $965 + Estimated Cost of Textbooks $2560 = $23,685
• Graduate Certificate: Tuition $2352 + Required Fees $290 + Estimated Cost of Textbooks $372 = $3014
• Executive MBA: Tuition $7056 + Required Fees $590 + Estimated Cost of Textbooks $1116 = $8762
• M.A. Degree (36 credits): Tuition $7056 + Required Fees $590 + Estimated Cost of Textbooks $1116 = $8762
• M.A. Degree (39 credits): Tuition $7644 + Required Fees $590 + Estimated Cost of Textbooks $1209 = $9443
• M.Div. Degree: Tuition $17,640 + Required Fees $815 + Estimated Cost of Textbooks $2790 = $21,245
• D.Min. Degree: Tuition $8316 + Required Fees $825 + Estimated Cost of Textbooks $1584 = $10,725
• Ed.D. Degree: Tuition $13,860 + Required Fees $1075 + Estimated Cost of Textbooks $2640 = $17,575

Required Fees
Application Fee........................................................................................................ $  65
Student Services Annual Fee................................................................................... $  75
Awarding Fee............................................................... Certificate - $150; Degree - $250
Examinations for D.Min. and Ed.D.. Qualifying Exam - $50; Comprehensive Exam - $  50
Mission Outcomes Assessment................................................................................ $  50

Fees for Optional / Special Services
Audit Fee................................................................................................................. $125
Bible Knowledge Assessment (BKA) – Credit by Examination Fee.......... per sch     $  40
Optional Course Delivery Fee - Online/1-Day Regional/1-Day Webinar Courses................................................................................................................... $125
      The fee for a Regional Course lasting more than one day is $125 plus $100 more per extra day.
      The fee for an Evening Webinar Course is $299.
Portfolio Option Fee:................................................................................................ $300
Portfolio CLN Fee (per CLN contained in the initial Portfolio submission)................. $ 50
Seminar Guest Fee (per course)............................................................................. $  35
Trinity Official Transcript Fee (2 free issued-to-student copies sent with degree)... $  15
Certificate / Program Change Fee (includes Drop/Add Fee).................................... $100
Degree Change Fee (includes Drop/Add/Program Change Fees)........................... $200
Drop/Add Fee (per course when no course fee; after 1st 8 weeks of New Student Enrollment)............................................................................................................... $  50
Finance Fees:.................................................................................................................
........... Late Fee on Accounts Not Paid by Due Date - $30; Returned Check Fee - $  25
Lesson Re-grading Fee........................................................................................... $  35
Incomplete Course Fee (per course - all degree levels) 30 days............................. $  30
Extension Fees (per course): 6 weeks (Online/Evening Webinar Courses only - all degree levels)........................................................................................................... $ 60
6 months (All other courses).............................................................................................
..................................................Undergraduate - $100; Master’s - $125; Doctoral - $150
On-site Newburgh Graduation Fee.......................................................................... $125

Shipping and Handling Fees
To avoid shipping and handling fees: course materials may be downloaded via the TOLC; the Trinity Orientation Manual may be downloaded via Trinity’s Web site; and lessons may be submitted online.

Fees for Optional / Special Services and costs for normal shipping and handling are not subject to refund (after 5 days).

Payment Plans
Trinity desires to help students in preparing a financial plan that will not cause financial
hardship. This can be accomplished by considering applicants’ income resources,
needs, and the availability of internally subsidized financial aid. If the tuition is not paid
in full at the time of enrollment, applicants may elect to place their tuition balance on a
deferred payment plan. Optional automatic monthly payment plans, including
credit/debit card (no switch cards) and direct debit, are available through the Financial
Services Department. Trinity only accepts checks drawn on U.S. banks, money orders, cashier’s checks, wire transfers, Money Grams, American Express, Discover, MasterCard and Visa.

For security, students using the credit card (Auto-Pay) or direct debit (ACH) payment
methods must submit a written authorization to have the minimum monthly payment due
drawn from their banking account. A monthly payment notice is still sent to students at
the beginning of the month that states the amount (Minimum Payment Due) that will be
drawn. If students submit another form of payment while using one of these payment
methods, it will be credited to their Trinity account but that payment will not replace the
automatic payment. Any withdrawal or change in account information must be in writing
from the student. Contact the Financial Services Department for details.

Monthly Balance Statements
Upon activation of the New Student Enrollment Agreement, students will be sent their
Trinity student identification number along with the length of their payment plan, their
monthly billing due date (if applicable), and their class schedule to show the beginning
and end dates for each course. Online payments must be submitted by 11:59 pm
(student’s time zone) on or before the due date. All other payments must be received in
Trinity’s Newburgh office on or before the due date. If payment is not received by the
due date, a late fee will be assessed to the account on the next business day after the
due date. With the exception of the Student Services Annual Fee and Course Delivery
Fees, interest charges are applied to the entire outstanding balance the day the billing
statement is generated. Trinity sends a monthly balance statement to each student who
has an outstanding balance of $2.50 or more. Interest is charged on the entire
outstanding balance. Unless otherwise stated, the interest rate is 1.5% per month.
(Interest is not a late fee.) Students with questions concerning their billing are
encouraged to contact Trinity’s Financial Services Department.

Tuition Refund Policies
Students who find it necessary to withdraw from a course or Trinity may do so in any manner. All refunds are based on time: either 12 weeks or 12 months. Refund calculation begins with the start dates of the first set of courses within a semester Enrollment Agreement and is designated as the Refund Begin Date (RB). Drop/Adds do not interrupt the refund calculation. The official date of the withdrawal will be the date Trinity receives the student’s request to withdraw.

Refund requests will be processed according to Trinity’s Tuition Refund Policies up to and including the refund end date of the course based on the applicable refund timeline. Applicable monies are refunded to the party who paid for the courses. Trinity’s tuition refund policies listed below are effective August 20, 2010 and apply to new tuition charges on or after that date.

12-Week Course (Q-Term) Timeline
A Q-Term course is 12 weeks in length and includes Online Courses and Evening Webinar Courses. An Online Course consists of 12 weeks of study: 8 weeks of online discussions and 4 extra weeks for completion. An Evening Webinar Course consists of 12 weeks of study: 5 weeks of webinar lectures (1 evening/week) and 7 extra weeks for completion. The first day of an Online Course or an Evening Webinar Course is considered the start date and the end date is 12 weeks from the start date.

1. A student who cancels within five days of the day on which the Enrollment Agreement is activated (signature and initial payment) will receive a refund of all money paid to Trinity.
2. A student who cancels on or after an Online Course or Evening Webinar Course start date will be charged a non-refundable fee of 20% of the gross tuition charge, not to exceed $200.
3. The remaining tuition is refundable to the student AFTER:

a.  1st week  = 80% b.  2nd week = 70% c.  3rd week = 60% d.  4th week = 50% e.  5th week = 40%

f.  6th week = 30% g. 7th week = 20% h. 8th week = 10% i.  9th week =   0%

12-Month Course (Y-Term) Timeline
A Y-Term course is 12 months in length and includes Independent Study Courses, Regional Courses, and 1-Day Webinar Courses. They consist of 12 months of study. The activation date of the semester Enrollment Agreement (EA) is the start date for an Independent Study Course on the EA at that time. When an Independent Study Course is added after the EA’s activation date, the Addendum’s activation date is the start date of that course. The end date for an Independent Study course is 12 months from the start date. The day of the Regional Course or 1-Day Webinar Course is the start date and the end date is 12 months from the start date.

1. A student who cancels within five days of the day on which the Enrollment Agreement is activated (signature and initial payment) will receive a refund of all money paid to Trinity.
2. After the fifth day of the Enrollment Agreement activation date, a student who cancels on or after the course start date will be charged a non-refundable fee of 20% of the gross tuition charge, not to exceed $200.
3. The remaining tuition is refundable to the student AFTER:

a.  1st month  = 80% b.  2nd month = 70% c.  3rd month = 60% d.  4th month = 50% e.  5th month = 40%

f.  6th month = 30% g. 7th month = 20% h. 8th month = 10% i.  9th month =   0%

Seminar Cancellation Policies
The following seminar cancellation policies refer to the Course Delivery Fees for Online Courses and Regional Courses (including 1-Day and 2-Day Regionals plus 1-Day and Evening Webinars). Refund of tuition follows the Tuition Refund/Cancellation Policies.

Student Cancellation of a Regional Course or an Online Course
Note: Regional Courses include 1-Day and 2-Day Regional Courses plus 1-Day and Evening Webinar Courses.

• Cancellation by the student prior to a Regional or Online Course start date allows for a transfer of the Course Delivery Fee to a different seminar or a refund of the Course Delivery Fee.
• Cancellation of the Regional or Online Course on the start date or after does not allow for any transfer of the Course Delivery Fee to a different seminar or any refund of the Course Delivery Fee.
• Grading policies are in effect until the cancellation process is complete including payment of applicable fees.

Trinity Cancellation of a Seminar
One week prior to the start date of a Webinar Course or Online Course, Trinity will determine if the minimum enrollment requirement for that seminar course has been met. At that time, Trinity will decide if the seminar will be cancelled. When Trinity cancels a seminar for any reason, Trinity allows for a transfer of the Course Delivery Fee to a different seminar or a refund of the Course Delivery Fee. Trinity is not responsible for reimbursing students for any expenses (i.e., transportation/lodging) incurred as a result of a cancelled seminar.